<?xml version="1.0" encoding="UTF-8" standalone="yes"?><opml version="1.0"><!--MySmartChannels Channel Feed--><!--MySmartChannels is a service of MyST Technology Partners.--><!--See http://myst-technology.com for more information, including standard terms of service.--><head><title>Flagstaff Mortgages | Flagstaff Real Estate and Community News</title><dateCreated>2007-08-08 15:45:32 EDT</dateCreated><dateModified>2007-08-17 14:53:40 EDT</dateModified></head><body><outline text="Flagstaff Mortgages | Flagstaff Real Estate and Community News"><outline text="Timely news and information about mortgages and finance in the Flagstaff Area" isComment="true"/><outline text="If The Fed Lowers The Fed Funds Rate We Should See Long Term Rates Increase The End Of The Month" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213961?itemLink=open"><outline text="Lock You Home Loan Rate Today If You Are Closing This Month" isComment="true"/></outline><outline text="Mortage Rates Lower Today" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213917?itemLink=open"><outline text="The bond and stock market were all over the board today.  Lock in the morning." isComment="true"/></outline><outline text="If you have a Countrywide mortage that has recasted or the interest rate and payment have reset call them for options." type="link" url="http://blog.bestflagstaffhomes.com/public/item/213916?itemLink=open"><outline text="Bank of America and a several states reached an $8.4 billion accord" isComment="true"/></outline><outline text="Bond Market Looks Better Today" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213618?itemLink=open"><outline text="Call For Advice Tomorrow On When To Lock Your Home Mortgage" isComment="true"/></outline><outline text="Today Is Wait and See What Will Happen With Credit Market" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213589?itemLink=open"><outline text="The Bond Market Took A Big Hit Today So We Will Have To Wait To Lock Home Loans" isComment="true"/></outline><outline text="FHA Refinance Programs Comparison" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213549?itemLink=open"><outline text="What are the options available to Refinance Out of an ARM?" isComment="true"/></outline><outline text="Current Mortage Rates Are Higher Than Early Last Week" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213182?itemLink=open"><outline text="Look For Lower Rates To Apppear Again - Working With A Certified Mortage Planner Is Advised." isComment="true"/></outline><outline text="Mortgage Rates Will Rise As The Stock Market Stabilizes" type="link" url="http://blog.bestflagstaffhomes.com/public/item/213098?itemLink=open"><outline text="Fed Moves Are Good For Everyone Long Term" isComment="true"/></outline><outline text="BANKS ARE NERVOUS- ARM's Will Increase This Week." type="link" url="http://blog.bestflagstaffhomes.com/public/item/212954?itemLink=open"><outline text="If You Have An Adjustable Rate Home Loan, It Is Time To Refinance Into A Fixed Loan" isComment="true"/></outline><outline text="Home Mortage Interest Rates Increased Mid-Morning Tuesday" type="link" url="http://blog.bestflagstaffhomes.com/public/item/212895?itemLink=open"><outline text="Our Alert To Lock Monday Was Very True!" isComment="true"/></outline><outline text="Bond Market Continues To Rally Up 52 points" type="link" url="http://blog.bestflagstaffhomes.com/public/item/212830?itemLink=open"><outline text="Lock Now - Remember It Is Impossible To Predict The Bottom - Rates Are At A Historical Low" isComment="true"/></outline><outline text="Home Mortgage Interest Rates Remain Strong, But Qualifying Is Tougher" type="link" url="http://blog.bestflagstaffhomes.com/public/item/212826?itemLink=open"><outline text="Early report on today's mortgage market in the Lehman/Merrill Lynch fallout" isComment="true"/></outline><outline text="THIS IS HUGE - THE LOWEST HOME MORTGAGE INTEREST RATES OF THE YEAR THIS WEEK!" type="link" url="http://blog.bestflagstaffhomes.com/public/item/212462?itemLink=open"><outline text="IT IS THE TIME TO BUY OR REFINANCE!" isComment="true"/></outline><outline text="Home Mortgage Rates Improved This Week." type="link" url="http://blog.bestflagstaffhomes.com/public/item/212298?itemLink=open"><outline text="Be Sure To Work With A Mortgage Planning Specialist That Keeps You Informed." isComment="true"/></outline><outline text="Great Home Loans Rates Ahead" type="link" url="http://blog.bestflagstaffhomes.com/public/item/212254?itemLink=open"><outline text="The Bond Market Keeps Improving" isComment="true"/></outline><outline text="Home Loan Rates The Lowest In A Month" type="link" url="http://blog.bestflagstaffhomes.com/public/item/212147?itemLink=open"><outline text="The Bond Market Makes A Late Day Rally On The News That Oil Is Lower." isComment="true"/></outline></outline></body></opml>