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        <Description>&lt;p&gt;Bonds traded at&amp;nbsp;their best level of the year this morning.&amp;nbsp; As a result, home loan rates were great this morning.&amp;nbsp;&amp;nbsp;Today is an excellent time to lock any mortgages closing in the next 30 days.&amp;nbsp; &lt;/p&gt;&lt;p&gt;We were told yesterday that there will be changes to home loan guidelines effective March 1st of 2008 for any borrower with a credit score of less than 680 and manufactured homes.&amp;nbsp; With this tightening it will cost anywhere from .50% to 2.00% more to make purchases after the timeline of March 1st.&amp;nbsp; So buy now and avoid the increases.&lt;/p&gt;</Description>
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