Realtor Point of View

If you are one of those who likes to play with the market a bit to get the best deal, and have time before closing, you can decide not to "lock" your interest rate and feel you may get a better rate in a few days. But remember that this is kind of like betting, and you can't remain "unlocked" and expect the loan processor to be able to close on time.

Am I off base here Liz?